BUSINESS & INSURANCE TIPS by Tony Bourke

Business Tips News September 09 by Tony Bourke - Beware the traps of "pay as you drive" motor vehicle insurance.

Beware the Traps of "Pay as you drive" Motor Vehicle Insurance:

It seems that every week that passes sees a new Insurance Company advertising the benefits of paying less for your motor vehicle insurance by only paying for the kilometers you actually drive.

It sounds great in theory however it also pays to be aware that this type of cover also exposes you to a greater risk that you may be uninsured in the event of a claim.

Lets look at an example of what may occur where you could be left uninsured:

You take out a "pay as you drive" motor vehicle insurance cover for 12 months on the basis that you never drive more than 10,000 km's per annum and you pay a really competitive premium on this basis. You feel great because you have saved yourself some big $$$$.

6 months later your circumstances change and you need to start using the car more often and with everything going on in your life you forget all about the fact that you told your insurance company you were only going to drive 10,000 km's per annum.

All of a sudden you've done 15,000 km's and unfortunately for you you have just hit the rear of a vehicle that stopped suddenly in front of you!

Time for you to lodge a claim because not only does your vehicle have significant damage but the vehicle you hit also has suffered damage and they are holding you responsible for repairs. Estimated repairs approx $10,000.

You phone the insurer to lodge the claim. Your insurer advises you that you only declared that you would drive a maximum of 10,000 km's per annum. And you have just clicked over 15,000 km's for the year. Whoops!

Think you are insured in this scenario?

Think again!

You have been warned!

Have you got your copy of my bestselling book "In Service" yet.

$2.00 from every copy sold goes to The Cancer Council.

You can purchase your copy online or via postal order by clicking here.

Regards

Tony Bourke
Director
AIIB Insurance Brokers
Bestselling Author, Speaker and advisor.
www.tonybourke.com.au
www.aiib.com.au

 

 

Tony Bourke's book helps The Cancer Council & becomes a bestseller

To all those people who have ordered copies of my book a great big thanks for helping it to become a bestseller.

If you have not ordered your copy or copies you can still do so by visiting www.tonybourke.com.au

$2.00 from every copy purchased through me or my website goes to The Cancer Council Australia.

See below the latest press release for the book:

LOCAL AUTHOR’S BOOK HELPS CHARITY & HITS BESTSELLER LIST

A Newcastle and Central Coast businessman who is using his book to raise funds for The Cancer Council has seen the book hit the bestseller list on the day of release.

Tony Bourke was selected among a host of international writers, mentors, entrepreneurs, and business leaders contributing to the new professional development book Wake Up…Live the Life You Love: In Service.

Bourke, a recognised leader in the Australian Insurance Broking industry, says that he is “honored” to be included in this inspirational book series with Brian Tracy, Dr Wayne Dyer, Lee Baird, John Assaraf, and Gregory Scott Reid.

Wake Up…Live the Life You Love: In Service is a collection of essays from successful people who tell their stories of finding true fulfilment in life by “serving others”.

The book was released on 29/7/09.

Two dollars from the sale of every book purchased directly from Mr Bourke’s website will be donated to The Cancer Council of Australia.

“Cancer impacts on every member of our community in some way during our lifetime, so I hope my book will provide some additional help for The Cancer Council and the people they serve,” Bourke adds.

Mr Bourke says that all successful people recognise the need to serve others and their communities.

“Giving one’s time, talents and resources is a deeply-felt impulse that expands the soul of humanity and benefits both the giver and the receiver,” Bourke says.

“I hope my story helps inspire others to take a fresh look at the concept,” he adds.

Bourke is a director of AIIB Insurance Brokers. He has more than 20 years experience in the insurance industry with various sales, marketing and management roles working for both insurers and Insurance Brokers.

Following the recent Victorian bushfires, he appeared on the Sky Business Channel to provide updates on various insurance topics.

To buy a copy online or to order via fax or post visit: www.tonybourke.com.au .

Regards

Tony Bourke

AIIB Insurance Brokers

www.aiib.com.au

www.tonybourke.com.au

Tony Bourke selected for bestselling book series

A Hunter and Central Coast businessman is among a host of international writers, mentors, entrepreneurs, and business leaders contributing to the new professional development book Wake Up…Live the Life You Love: In Service.

Tony Bourke, a recognised leader in the Australian Insurance Broking industry, says that he is “honored” to be included in this inspirational book series with Brian Tracy, Dr Wayne Dyer, Lee Baird, John Assaraf, and Gregory Scott Reid.

Wake Up…Live the Life You Love: In Service is a collection of essays from successful people who tell their stories of finding true fulfilment in life by “serving others”.

The book is part of a series that regularly appears on the Barnes & Noble best sellers lists in the USA. It releases July 29.

Mr Bourke says that all successful people recognise the need to serve others and their communities.

“Giving one’s time, talents and resources is a deeply-felt impulse that expands the soul of humanity and benefits both the giver and the receiver,” Bourke says.

“I hope my story helps inspire others to take a fresh look at the concept,” he adds.

Bourke is a director of AIIB Insurance Brokers and other companies. He has more than 20 years experience in the insurance industry with various sales, marketing and management roles working for both insurers and Insurance Brokers.

Following the recent Victorian bushfires, he appeared on the Sky Business Channel to provide updates on various insurance topics.

Two dollars from the sale of every book purchased directly from Mr Bourke’s website will be donated to The Cancer Council of Australia.

“Cancer impacts on every member of our community in some way during our lifetime, so I hope my book will provide some additional help for The Cancer Council and the people they serve,” Bourke adds.

For More details and to order copies of the book go to: www.tonybourke.com.au .

Business Tips News by Tony Bourke "The Importance Of Contingency Planning in Business".

So does your business have contingency plans?

What is that you may say?

Well if you come in tomorrow and there is a pile of rubble where your business stood what would you do?

Most people don't want to think about this however this is where contingency planning comes into play!

If you had a plan that identified things like:

• Where can you operate from on a temporary basis?
• Can you source stock, manufacturing equipment etc until your is replaced.
• have you go t backups of your customer and business data?
• Who is responsible for organising what in the event of an emergency?

If you have not thought about this then you will want to take a look at the great article addressing this topic in the latest "CATS Communique" newsletter from CATS Accountants.

Not only will you learn about contingency planning, it also includes great articles on:

• Developing an ethics policy
• Turning business failure to success
• Updates and information on the investment allowance
• and much more.

Take a read for free by clicking here

Regards

Tony Bourke

Speaker, Author, Business Advisor
www.tonybourke.com.au

Business Tips News by Tony Bourke, AIIB Insurance Brokers

The AIIB Insurance Today Winter 09 Newsletter is now available for viewing.

It contains some great information for Business Owners including:

• Preparing for a pandemic
• Under insurance of plant and equipment
• Insurance Taxes
• Increased risks during winter

You can view the newsletter by clicking here

Regards

Tony Bourke
Director, Author, Speaker & Advisor
AIIB Insurance Brokers
www.tonybourke.com.au
www.aiib.com.au

View Tony Bourke of AIIB Insurance Brokers Recent Appearance on Sky Business Channel

I was recently interviewed by Margaret Lomas on Sky Business Channel's Money Makers Program.

I was invited on the show by Margaret to discuss a few topics including:

• The Victorian bush fires and how people should proceed with their insurance claims
• Household Insurance including the different types of cover available.
• Landlords Insurance and some tips and tricks to be aware of.
• Under insurance and how to avoid it.

To view the interviews on our website click here

If you have any questions on the information I talk about please do not hesitate to contact us for assistance.

Regards

Tony Bourke

AIIB Insurance Brokers

Business & Insurance Tips April 09 News by Tony Bourke, AIIB Insurance Brokers

Welcome to the Business & Insurance Tips April 09 Newsletter.

The AIIB Insurance Brokers Autumn Newsletter has arrived and it includes some valuable information for Business Owners and Managers including:

• Impacts of Inflation on Claims
• Employee Theft
• Benefits of Professional Indemnity Insurance
• Reasons to Adequately Insure

To read the newsletter click here.

Goal Setting

Most people don't write down their goals because they think they need to know how they are going to achieve it before they write it down.

This is just not true and its stops a large number of people from having or setting goals.

Watch a free video on goal setting by Bob proctor by clicking the link below:

Click here to watch free goal setting video.

Book Of The Month - "Give To Live" - Dr. Richard Barrett & Dr. Joe Vitale

This months book title is a "must read" for all everyone.

It explains that you can have what ever you want in life.

All you have to do is give others what they want first.

You can download the free e-book version by clicking here.

As a bonus you will also receive a free copy of the e-book "The greatest money making secret in history" by Dr Joe Vitale.

What have you got to lose? This is all free to my subscribers.

I hope you have enjoyed the information in the April newsletter.

If you know other business owners that could benefit from this information please pass this newsletter on to them.

If you require further information on any of these topics please do not hesitate to contact me for assistance.

To your Success in Business and in life.

PS - My recent appearance on Sky Business Channel will be available soon on our website for viewing. I will keep you posted.

Regards

Tony Bourke
Director
AIIB Insurance Brokers
PH 0432686907
email click here
www.aiib.com.au

Breaking News: Tony Bourke to appear on Sky Business Channel on Monday 9/2/09

Breaking News: Tony Bourke to appear on Sky Business Channel Monday 9/2/09 at 8.00PM

For those with access to Sky Business Channel on Foxtel or Austar you can see me appear live on the "Money Makers" program hosted by Margaret Lomas on Monday 9/2/09 at 8.00PM.

I will be discussing Landlord's Insurance with Margaret and the segment will air at approx 8.15 during the show.

In the week following the show I will do a follow up article for this blog highlighting all the areas we discuss on the show.

I hope you can tune in to see my first TV appearance.

Regards

Tony Bourke
Director
AIIB Insurance Brokers

Business & Insurance Tips February 09 News by Tony Bourke of AIIB Insurance Brokers

Welcome to the Business & Insurance Tips February 09 Newsletter.

The AIIB Insurance Brokers Summer Newsletter has arrived and it includes some valuable information for Business Owners and Managers including:

• Directors and Officers Liability Insurance
• Commercial Motor Rate Pressures
• Underinsurance Case Studies
• Preparing for the bushfire season

To read the newsletter click here.

The Importance of Goal Setting

When it comes to setting goals it is important to do more than just write down what you want and by when.

That is just the start of the process.

Bob proctor has just put together a fantastic video about goal setting and how to get what you want from life.

The best thing about this video is it's free.

Watch the Video by clicking this link Click here to watch goal setting video.

Book Of The Month - "Rich Dad, Poor Dad" - Robert Kiyosaki

This months book title I recommend to all business people as a "must read" for all business owners.

If you have ever wondered where all your money goes so quick and have found it a challenge to get ahead then this book will show you why it's happening and how to stop it happening for ever.

The skills and habits mentioned in the book can certainly lead to increased income, better money management skills and a better life in general if you apply them to your business and life.

To view more information or purchase the book through Amazon click on the link below. Prices as shown are in US Dollars via Amazon.com:

Rich Dad, Poor Dad

Robert T. Kiyosaki...

Best Price $1.97
or Buy New $11.53

Privacy Information

I hope you have enjoyed the information in the February newsletter.

If you know other business owners that could benefit from this information please pass this newsletter on to them.

If you require further information on any of these topics please do not hesitate to contact me for assistance.

To your Success in Business and in life.

Regards

Tony Bourke
Director
AIIB Insurance Brokers
PH 0432686907
email click here
www.aiib.com.au

Business & Insurance Tips Breaking News By Tony Bourke

There is more to Goal Setting Than Just Writing it Down!

Watch This Important Free Video

Further to my previous January Newsletter I found another gift for all my subscribers at Business and Insurance Tips.

When it comes to setting goals it is important to do more than just write down what you want and by when.

That is just the start of the process.

Bob proctor has just put together a fantastic video about goal setting and how to get what you want from life.

The best thing about this video is it's free and another gift from me to you that will set you up for your best year ever.

Watch the Video by the link below. This could change your life and your business forever!

Click here to watch a life changing video.

To your success in 2009.

Regards

Tony Bourke
AIIB Insurance Brokers
email